Job Description
Job Description
For more Job Opportunities follow FINTRUST CONNECT here: FinTrust Connect: Jobs | LinkedIn
Senior International Credit Analyst (Bilingual English/Spanish) – Miami, FL
FinTrust Connect is recruiting on behalf of a confidential international bank for a Senior International Credit Analyst. The role requires deep expertise in international and domestic credit analysis, financial modeling, and cross-border risk assessment. You will underwrite complex credit facilities with a strong emphasis on trade finance, C&I lending, and commercial real estate (CRE) while ensuring strict adherence to credit policy and applicable regulatory standards.
Why this opportunity?
- Culture: Collegial, growth-oriented, and internationally collaborative
- Workplace: Hybrid (following a 90-day on-site immersion in Miami, FL)
- Function: Lead credit underwriting for international and domestic clients with a focus on trade finance, C&I lending, and CRE, guiding risk decisions across markets
Requirements:
- 5+ years of credit analysis experience in a banking environment
- Bachelor’s degree in Finance, Accounting, Economics, or related field; CFA, CBCA, or MBA preferred
- Bilingual (English/Spanish) proficiency—verbal and written
- Expertise in international credit risk, cross-border lending, trade finance, and CRE
- Strong proficiency with Moody’s CreditLens, Bankway, AccuSystems, and Excel
- Experience preparing credit memoranda and presenting to credit committees
Description:
- Conduct financial and risk analysis on domestic and international borrowers
- Underwrite credit facilities including CRE (up to $10MM), C&I, trade finance, leasing, and correspondent banking
- Evaluate macroeconomic, sovereign, and political risks impacting cross-border lending and assign/support internal ratings
- Prepare detailed credit memoranda and present findings to senior leadership/credit committee
- Collaborate with Relationship Managers, Legal, and Compliance throughout due diligence and documentation
- Monitor collateral valuation, covenants, and portfolio performance; support credit policy development
- Utilize DSCR, stress testing, and scenario analysis within established modeling frameworks
- Report to the Credit Manager in a high-visibility role with clear growth opportunities
What Success Looks Like:
- You deliver clear, data-driven analyses that strengthen credit decisions.
- You balance risk management with business growth across trade finance, C&I, and CRE.
- You present with confidence to credit committees and senior leadership.
- You build trust with U.S. and Latin American clients through bilingual expertise.
Job Tags