Job Description

Senior Associate, Public Finance/Healthcare Lending

At BNY, our culture allows us to run our company better and enables employees' growth and success. As a leading global financial services company at the heart of the global financial system, we influence nearly 20% of the world's investible assets. Every day, our teams harness cutting-edge AI and breakthrough technologies to collaborate with clients, driving transformative solutions that redefine industries and uplift communities worldwide.

Recognized as a top destination for innovators, BNY is where bold ideas meet advanced technology and exceptional talent. Together, we power the future of finance - and this is what #LifeAtBNY is all about. Join us and be part of something extraordinary.

We are seeking a future team member for the role of Senior Associate, Public Finance/Healthcare Lending to join our Public Finance/Healthcare Lending team. The role is located in New York, NY.

The team serves a broad spectrum of clients, including State and Local Governments, Colleges and Universities, 501(c)3 organizations, hospitals and health systems, national insurers, pharmaceutical and biotechnology companies, as well as medical device and diagnostics firms. The Senior Associate will play a key role in supporting the expansion and administration of the bank's Public Finance/Healthcare loan portfolio by assisting in the sourcing, underwriting, and management of loans. This position calls for strong analytical capabilities, extensive knowledge of credit risk, familiarity with Standby Bond Purchase Agreements and Direct Pay Letters of Credit, and proven ability to collaborate effectively with both internal and external partners. Combining analytical, client-focused, and strategic functions, this role is integral in delivering exceptional lending and banking solutions to major Public Finance/Healthcare clients.

In this role, you'll make an impact in the following ways:

• Credit Analysis: Analyze Public Finance/Healthcare clients' credit through financial statements, cash flow models, and industry research.
• Underwriting: Support loan underwriting by preparing memos and presenting to the credit committee.
• Portfolio Management: Oversee a portfolio of loans, ensure policy compliance, and identify risks.
• Collaboration: Work with risk, legal, and compliance teams on lending transactions and cross-functional projects.

To be successful in this role, we're seeking the following:

• Bachelor's degree in Accounting, Finance, Economics, Business, or a related field; MBA or CFA is a plus
• 3-5 years of experience in Public Finance/Healthcare lending, credit analysis, or a related field within the financial services industry. Strong analytical and quantitative skills, with proficiency in financial modeling and credit analysis
• Excellent written and verbal communication skills, with the ability to present complex information clearly

At BNY, our culture speaks for itself, check out the latest BNY news at:

BNY Newsroom

BNY LinkedIn

Here's a few of our recent awards:

• America's Most Innovative Companies, Fortune, 2025
• World's Most Admired Companies, Fortune 2025
• "Most Just Companies", Just Capital and CNBC, 2025

Our Benefits and Rewards:

BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life's journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

BNY assesses market data to ensure a competitive compensation package for our employees. The base salary for this position is expected to be between $58,000 and $110,000 per year at the commencement of employment. However, base salary if hired will be determined on an individualized basis, including as to experience and market location, and is only part of the BNY total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, short and long-term incentive packages, and company- sponsored benefit programs.

This position is at-will and the Company reserves the right to modify base (as well as any other discretionary payment or compensation) at any time, including for reasons related to individual performance, change in geographic location, Company or individual department/team performance and market factors.

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